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We have been retiring people at 62. Do we have to keep them on until 65?

Unless you can provide 'objective justification' (see question 27, below) for requiring your employees to retire at 62, or can justify dismissing them (see Discipline and grievance), you will have to keep them on until 65. In some occupations which, for instance, require a very high level of physical fitness it may be possible objectively to justify an earlier retirement date, but if you have been comfortable functioning with employees of 61, you might have a hard job maintaining that most become incapable by 65.

Your employees - particularly the first generation, who are accustomed to the idea of going at 62 - may of course decide that they still want to go at that age.